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How Much Should You Spend on Your First Home?

How Much Should You Spend on Your First Home?

There may not be an exact amount that we can provide for you. You will have to do that on your own with your details. But let’s look at some estimates by reviewing what you can expect to spend on your first home purchase.    

7 Ways to Cut Your Monthly Mortgage Payments

7 Ways to Cut Your Monthly Mortgage Payments

Staring down the wrong end of a 25 to a 30-year mortgage can feel overwhelming and exciting all at the same time, especially for first-home buyers. Fortunately, you can use strategies to make your mortgage dollars go further during those times you are struggling to 

When to spend and when to save: How to create a solid budget

When to spend and when to save: How to create a solid budget

The first question we need to ask ourselves is What is a Budget? The Cambridge Dictionary defines the word budget as: “a plan to show how much money a person or organisation will earn and how much they will need or be able to spend.” 

How to Use Social Media to Find Your Next Job

How to Use Social Media to Find Your Next Job

Social media is all the rage. Twitter, Facebook, LinkedIn, YouTube, and more seem to be everywhere. In social media like these, we get constant updates about the relevant and not-so-relevant aspects of everyone’s lives. Here, we’ll consider a practical application of social media: finding your 

Joining The Road to Financial Independence

Joining The Road to Financial Independence

Financial independence is highly desirable. Yet, for some reason, it seems to elude many of us. You’ve likely tried your hand at many different approaches, yet none have been able to give you the anticipated results. The good news is that financial independence can be 

paying off debt When You Can’t Afford Your Monthly Expenses

paying off debt When You Can’t Afford Your Monthly Expenses

£1,749.90 billion! That was the total debt that people in the UK owed in October 2021 This is up £60.1 billion from the previous year. The Money Charity also found the average total debt per household, including mortgages, was £62,965 and per adult was £33,086, 

How to Transform Your Money Mindset

How to Transform Your Money Mindset

When you think about money, what are the first thoughts that come to mind? Have you ever thought to yourself, “Money disappears fast,” “Money is the root of evil,” or even “Money is not that important”? If those thoughts have ever crossed your mind, you 

4 Ways To Enhance Your Office And Make It More Welcoming

4 Ways To Enhance Your Office And Make It More Welcoming

1. Own Your Office Space Live up your workspace using plants, a desk lamp, picture frames, and decorative cup holders. The idea is to own how your office space looks, which helps make you feel more committed to your workmates and this, in turn, increases 

Are You Budgeting Properly for Your First Home?

Are You Budgeting Properly for Your First Home?

Buying your first home is a serious undertaking and deserves proper planning. This brief article provides quick tips to help you budget properly as you take the necessary steps in buying your first home.    Pre-Shop in Advance In addition to being a huge financial 

Top Tips for Reducing Stress Before a Job Interview

Top Tips for Reducing Stress Before a Job Interview

Interviews are pretty stressful experiences. Even if you’re excited by the prospect of potentially getting a new job, the chances are you’re feeling nervous about being “under the microscope” with your interviewer. After all, the person you’re speaking to in this interview is there to judge