Planning a Budget That Sets You Free

Planning a Budget That Sets You Free

Wouldn’t it be great to have enough money to live your life to its fullest while still putting away plenty for a rainy day? You can turn this dream into a reality if you’re willing to plan and stick to a budget. A well-planned budget 

When to spend and when to save: How to create a solid budget

When to spend and when to save: How to create a solid budget

The first question we need to ask ourselves is What is a Budget? The Cambridge Dictionary defines the word budget as: “a plan to show how much money a person or organisation will earn and how much they will need or be able to spend.” 

Joining The Road to Financial Independence

Joining The Road to Financial Independence

Financial independence is highly desirable. Yet, for some reason, it seems to elude many of us. You’ve likely tried your hand at many different approaches, yet none have been able to give you the anticipated results. The good news is that financial independence can be 

paying off debt When You Can’t Afford Your Monthly Expenses

paying off debt When You Can’t Afford Your Monthly Expenses

£1,749.90 billion! That was the total debt that people in the UK owed in October 2021 This is up £60.1 billion from the previous year. The Money Charity also found the average total debt per household, including mortgages, was £62,965 and per adult was £33,086, 

How to Transform Your Money Mindset

How to Transform Your Money Mindset

When you think about money, what are the first thoughts that come to mind? Have you ever thought to yourself, “Money disappears fast,” “Money is the root of evil,” or even “Money is not that important”? If those thoughts have ever crossed your mind, you 

How to Buy a House in 2021

How to Buy a House in 2021

You may have noticed on local Facebook pages an increase in the number of posts asking if anyone knows of any properties that are coming up for sale. There has been a housing boom since the pandemic across the UK with property prices increasing at 

Green Money Saving Tips – Re-use Household Items

Green Money Saving Tips – Re-use Household Items

You can save money by thinking of ways to re-use your household items. Try these ideas to get you started:   Plastic Bags Never discard a plastic bag from the supermarket or shop before re-using it at least one more time. Use them in small 

6 Ways to Save Big with a Simple Savings Jar

6 Ways to Save Big with a Simple Savings Jar

A simple glass jar can help you save a lot of money in one year. The savings jar provides motivation to stay on a plan. It’s an easy way to put money aside for a well deserved holiday or home renovation.  Any glass jar will 

7 Tips to Make Your Money Go Further

7 Tips to Make Your Money Go Further

Wouldn’t it be great if you could do more, buy more and enjoy more entertainment? You can do that! You don’t even need to earn more money to make it happen. Learning to stretch your money is important in order to enjoy more of what 

Top 10 Saving Tips for Teens

Top 10 Saving Tips for Teens

Most financial challenges are created by financial habits that don’t support your financial goals. The younger you are, the easier it is to develop new habits. Teens are at a great age to learn effective personal finance habits and begin creating a bright financial future.